Temecula, Services, Financial planning
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WHO WE ARE
Serving the Southern California area to businesses, families, etc Financial planning Temecula Services
Greetings!!!
Saida Val-Min here with something NEW & EXCITING.
To provide (English & Español) financial scope, that applies to the nature and operational range of businesses, families, and everything in between. Serving the Temecula Southern California area.
I like to surround myself with people with great attitudes, a sense of humor, and vision.
- As a Founder and Owner of "InsurCred", I believe in living benefits, with the right PLAN for every person from birth until they leave this world. We reimagine the role of "Finance and Family Wellbeing ", and deliver the APPROPRIATE AND CUSTOMIZED COVERAGE to all of our consumers.
- My passion to serve comes from knowing that I have the knowledge and experience to change and touch the lives of many families by eliminating confusion, dispelling frustration, and ending the lack of protection. From beginning to end. This enable people to find, understand and equitably use information and services to make decisions and take actions for themselves and others.
- Professional background. - Insurance, Solar, Lending, Nursing, Criminal Justice, Teaching, and more.
What I know about care and business I learned firsthand, from my parents Jose and Florencia Mina.
WHAT MAKES US DIFFERENT?
Get to know us better
Community
Building a stable and solid relationship with all families, who seek a designed strategy tailored to their specific needs and what best suits them without feeling pressure or experiencing high costs for non-guaranteed services.
Transparency
We are pleased to have the privilege to share with everyone what we do and how we do it. Above all, we believe that our faith is the main ingredient of this service
Customer focus
Before God, we are responsible professionals to be good stewards speaking of secular business. Only in this manner, we will continue to be a blessing for each and every FAMILY that seeks our services. It only remains for me to thank you for all the trust that you have placed in us, for doing business with us, and for choosing us among our competitors.
Integrity
This is more than selling; this is a call with purpose. If you look everywhere there is SO MUCH misinformation, people who “mislead” and give you wrong quotes, charge you SO MUCH FOR A LITTLE OR NO FULL BENEFITS. Knowing that when you choose us we care about you, and handle carefully your money, your future, your legacy, and your heritage.
Values and Empathy
Whether you come into contact with us as a client, as an agent, referred, or wondering to find a GREAT –Insurance & Finance Institution, or wanting to make money, but don’t know-how, you are in the right place
We are here to touch and impact
The lives of each and every person, and their family out of the chaos, we do not know if they are going through hard times, loss of loved ones, they are sick, losing businesses, their homes, life looks patchy for these unexpected threats. Maybe we are the only bridge between them, their situation, and God.
If you ever need a hand I'm here, feel free to contact us. I will be more than happy to assist you. Tools, advice, and guidance are always available for you 24/7/365. We are simply your best choice for life.
Life isn’t one-size-fits-all – and neither is life insurance
FAMILIES & BUSINESS PLANS
FAMILIES & BUSINESS PLANS
FAMILIES & BUSINESS PLANS
Regardless of where you are in life, there is probably a lot going on. Taking care of your financial needs may not be top of mind.
Whether you are planning just for you or your family, we have a variety of financial solutions to help you meet whatever your goals may be.
The earlier the better—it’s not just for people who are married or have kids. The younger (and healthier) you are when you buy, the lower the cost will typically be. If you don’t have life insurance that accounts for your business and your family, you’re putting both at risk. Make sure you have the right policies to cover all of the people who depend on you.
As a business owner, your family isn’t the only group of people depending on you. Your business partners and employees also rely on you for their livelihoods. We are in all states for you. Services
Income replacement
FAMILIES & BUSINESS PLANS
FAMILIES & BUSINESS PLANS
If your family relies on your income, they’ll need money to care for themselves after you’re gone. One of the benefits of owning a business is that you have TAX FREE-favored options to save for retirement that non-business owners don’t have.
Your business can sponsor a qualified plan which may be designed to drive the majority of the benefits to you. This is a classic way to shift business dollars to you for retirement.
Build Towards Your Goals.
What sources of RETIREMENT INCOME will be available to you? Lifetime income: annuities, social security, and pensions Savings: IRAs, CDs Earnings: Full or Part-Time job Other assets: Real estate and Equity in your home.
The biggest concern retirees have is running out of money. Plan To Live Longer Than You Thin. Services
InsurCred, Care Deeply! Financial planning
We believe in the value of human professionalism, guidance, and access to the latest tools and resources to guide you throughout your life as your needs change. Ready to help you achieve your short- and long-term goals.
Typically, yes. Your employer-provided life insurance policy (usually a GROUP policy) offers a base level of financial protection but isn’t designed to meet 100% of your needs. If you switch jobs, you may lose your coverage—along with any benefits you may have accumulated. An individual life insurance policy stays with you. .
Not always, it depends on the career underwriter.
The earlier the better—it’s not just for people who are married or have kids. The younger (and healthier) you are when you buy, the lower the cost will typically be.
Just connect with one of our financial professionals to discuss your needs. It doesn’t cost anything. Together, you can clarify your financial position, goals, and aspirations and co-create a plan to ensure you’re prepared for whatever life may bring.
Myths
Myth #1: I don’t need life insurance. I have some through my job
Myth #1: I don’t need life insurance. I have some through my job
Myth #1: I don’t need life insurance. I have some through my job
Truth: Life Benefits offered through your employer are a great benefit–while you have it. If you leave your company, the life insurance coverage doesn’t leave you.
Myth #2: Life insurance is too expensive.
Myth #1: I don’t need life insurance. I have some through my job
Myth #1: I don’t need life insurance. I have some through my job
Truth: There are many different types of life insurance with BENEFITS to meet your needs and your budget
Myth #3: Only healthy people can get coverage.
Myth #1: I don’t need life insurance. I have some through my job
Myth #4: I don’t need life insurance because I don’t have any dependents.
Truth: Life insurance companies offer coverage to people with a range of common medical conditions including high blood pressure, diabetes, smoking, HIV, and much more.
Myth #4: I don’t need life insurance because I don’t have any dependents.
Myth #6 People have to wait until I die to get any benefit from the policy.
Myth #4: I don’t need life insurance because I don’t have any dependents.
Truth: Even if you aren’t married or have children, life insurance helps pay for final expenses and settle estate debt like medical bills, taxes, etc. .
Myth #5: I’m young and don’t plan on dying anytime soon.
Myth #6 People have to wait until I die to get any benefit from the policy.
Myth #6 People have to wait until I die to get any benefit from the policy.
Truth: No one plans on dying anytime soon! Life insurance is the type of product you buy before you need it.
Myth #6 People have to wait until I die to get any benefit from the policy.
Myth #6 People have to wait until I die to get any benefit from the policy.
Myth #6 People have to wait until I die to get any benefit from the policy.
People have to wait until I die to get any benefit from the policy.
Myth #7: Only the breadwinner in the family needs life insurance.
Myth #7: Only the breadwinner in the family needs life insurance.
Myth #7: Only the breadwinner in the family needs life insurance.
Truth: The life insurance benefit covers more than just a missing salary. Parents/spouses who aren’t the breadwinners still contribute financially either through a smaller paycheck and/or household duties.
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