WHO WE ARE

Greetings to all.

Saida Val-Min here. Your Bilingual (English/Spanish) Owner and Founder of "InsurCred" Provides services throughout the United States.
Residing in Southern California. I like to surround myself with people with great attitudes, a sense of humor, and vision.
- Hobbies. Reading, cooking, eating, laughing....
- Professional experience. Teaching, Criminal Justice, Nursing, Insurance, Solar, Lending, and much more.

What I know about business I learned firsthand, from my father Segundo and my mother Florencia Mina. My "passion for insurance" stems from knowing that I have the knowledge and ability to change and touch the lives of many families by eliminating confusion, dispelling frustration, and ending the lack of protection. From beginning to end.

As we all know, life is full of major events, and significant financial implications sooner or later, especially with the changes taking place today. I am HERE for you and yours.

WHAT MAKES US DIFFERENT?

Community

Building a stable and solid relationship with all families, who seek a designed strategy tailored to their specific needs and what best suits them without feeling pressure or experiencing high costs for non-guaranteed services.

Transparency

We are pleased to have the privilege to share with everyone what we do and how we do it. Above all, we believe that our faith is the main ingredient of this service

Customer focus

Before God, we are responsible professionals to be good stewards speaking of secular business. Only in this manner, we will continue to be a blessing for each and every FAMILY that seeks our services. It only remains for me to thank you for all the trust that you have placed in us, for doing business with us, and for choosing us among our competitors.

Integrity

This is more than selling; this is a call with purpose. If you look everywhere there is SO MUCH misinformation, people who “mislead” and give you wrong quotes, charge you SO MUCH FOR A LITTLE OR NO FULL BENEFITS. Knowing that when you choose us we care about you, and handle carefully your money, your future, your legacy, and your heritage.

Values and Empathy

Whether you come into contact with us as a client, as an agent, referred, or wondering to find a GREAT –Insurance & Finance Institution, or wanting to make money, but don’t know-how, you are in the right place

We are here to touch and impact

the lives of each and every person, and their family out of the chaos, we do not know if they are going through hard times, loss of loved ones, they are sick, losing businesses, their homes, life looks patchy for these unexpected threats, I don't know. Maybe we are the only bridge between them, their situation, and God. If you ever need a hand I'm here, feel free to contact us. I will be more than happy to assist you. Tools, advice, and guidance are always available for you 24/7/365. We are simply your best choice for life.


YOUR QUESTIONS & MYTHS

What are the benefits of working with a financial professional versus online?

We believe in the value of human professionalism, guidance and access to the latest tools and resources to guide you throughout your life as your needs change. Ready to help you achieve your short- and long-term goals.

Do I need a separate policy if I already have one through work?

Typically, yes. Your employer-provided life insurance policy (usually a GROUP policy) offers a base level of financial protection but isn’t designed to meet 100% of your needs. If you switch jobs, you may lose your coverage—along with any benefits you may have accumulated. An individual life insurance policy stays with you.

When’s the right time to buy a life insurance policy?

The earlier the better—it’s not just for people who are married or have kids. The younger (and healthier) you are when you buy, the lower the cost will typically be.

How do I get a life insurance policy?

Just connect with one of our financial professionals to discuss your needs. It doesn’t cost anything. Together, you can clarify your financial position, goals, and aspirations and co-create a plan to ensure you’re prepared for whatever life may bring.

BUSINESS OWNERS

Regardless of where you are in life, there is probably a lot going on. Taking care of your financial needs may not be top of mind. Whether you are planning just for you or your family, we have a variety of financial solutions to help you meet whatever your goals may be. The earlier the better—it’s not just for people who are married or have kids. The younger (and healthier) you are when you buy, the lower the cost will typically be.

QUALIFIED PLANS

One of the benefits of owning a business is that you have TAX FREE-favored options to save for retirement that non-business owners don’t have. Your business can sponsor a qualified plan which may be designed to drive the majority of the benefits to you. This is a classic way to shift business dollars to you for retirement. Build Towards Your Goals What sources of RETIREMENT INCOME will be available to you? Lifetime income: annuities, social security, and pensions Savings: IRAs, CDs Earnings: Full or Part-Time job Other assets: Real estate and Equity in your home. The biggest concern retirees have is running out of money. Plan To Live Longer Than You Think.

FAMILIES & BUINESS OWNERS

Life can sometimes be hard to understand.
Myth #1: I don’t need life insurance. I have some through my job.
Truth: Life Benefits offered through your employer is a great benefit–while you have it. If you leave your company, the life insurance coverage doesn’t leave with you.
Myth #2: Life insurance is too expensive.
Truth: There are many different types of life insurance with BENEFITS to meet your needs and your budget
Myth #3: Only healthy people can get coverage.
Truth: Life insurance companies offer coverage to people with a range of common medical conditions including high blood pressure, diabetes, smoking, HIV, and much more.
Myth #4: I don’t need life insurance because I don’t have any dependents.
Truth: Even if you aren’t married or have children, life insurance helps pay for final expenses and settle estate debt like medical bills, taxes, etc.
Myth #5: I’m young and don’t plan on dying anytime soon.
Truth: No one plans on dying anytime soon! Life insurance is the type of product you buy before you need it.
Myth #6 People have to wait until I die to get any benefit from the policy.
Truth: Our types of life insurance policies have extra benefits called living benefits that allow you to use the policy while you are alive.
Myth #7: Only the breadwinner in the family needs life insurance.
Truth: The life insurance benefit covers more than just a missing salary. Parents/spouses who aren’t the breadwinners still contribute financially either through a smaller paycheck and/or household duties.

THANK YOU!

Whether you realize it or not, you’re a part of our family. Just like any family, we try our best to support those who support us. Your unrelenting support and confidence in our business inspire us to better serve you. Your satisfaction is our utmost priority, we’re genuinely lucky to have a customer like you, thank you for showing faith in us. We are grateful for your unwavering support. It is our duty to make sure your legacy is not misplaced.